Home-Based equipment lease broker
Connect small businesses with lenders to lease vehicles and equipment, and earn commission on each deal.
- A$2k-10k
- Side hustle
- From home
- Licence or permit needed
Estimates for a small start in Australia, not guarantees.
What it is
You help tradies, cafes, clinics and other small businesses lease utes, machinery, coffee machines or IT gear. You compare lenders, prepare the application and see it through to settlement.
Your first three steps
- Talk to a few commercial finance aggregators about their accreditation, training and commission splits
- Check what licensing or credit representative arrangements apply to the leases you want to arrange
- Introduce yourself to local equipment dealers, accountants and tradies and offer to quote on their next purchase
Who pays
The lender usually pays you commission when the lease settles. Some brokers also charge the business a small fee.
How it makes money
Upfront commission as a share of the amount financed, sometimes plus a smaller trail or a broker fee. Income comes in lumps as deals settle.
Skills that help
- Explaining finance in plain language
- Building relationships with local businesses
- Careful paperwork and follow-up
Watch out for
- Credit licensing: business leases are treated differently from consumer finance, so check with ASIC or your aggregator what you need
- Membership of the Australian Financial Complaints Authority (AFCA) is often required by lenders, so check
- Professional indemnity and public liability insurance
- Commission is paid only when deals settle, so plan for slow early months
- Home-based business rules, check with your local council
Deep research report · Australia
Everything you need to start: equipment lease broker working from home
Researched with live web search for Australia: real startup prices, the licences and rules, what others charge, a break-even example, how to find your first customers and a 30-day launch plan. With sources.
- Startup costs with real prices
- Licences, registration and rules
- Pricing: what others charge
- Break-even example
- Finding your first customers
- 30-day launch plan
- Risks and how to reduce them
Questions people ask
How much does it cost to start as an equipment lease broker?
Estimates suggest startup costs are typically around $2,000 to $10,000, depending on any aggregator fees, insurance and your home office setup. Professional indemnity and public liability insurance should be part of your budget.
How much can an equipment lease broker earn?
Estimated monthly revenue is typically around $1,500 to $7,500, depending on how many deals settle. Commission is paid only when deals settle, so plan for slow early months while you build relationships with local businesses.
What licences or rules should I check as a lease broker?
Check with ASIC or your aggregator what credit licensing you need, as business leases are treated differently from consumer finance. Also check whether lenders require AFCA membership, and home-based business rules with your local council.
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