Local card terminal supplier and installer

Sell and set up card payment terminals at local cafes, shops and salons, and help them with training and fixes.

Startup costA$1k to A$5k
Monthly revenueA$800 to A$4k
Time needed10+ h/week
First incomeWeeks
  • A$1k-5k
  • Part-time
  • Out and about

Estimates for a small start in Australia, not guarantees.

What it is

You visit small businesses in your area, work out what payment setup suits them (countertop, portable or tap-to-pay), then supply, install and test the terminals. You usually work as a reseller or agent for one or more payment providers or hardware suppliers.

Your first three steps

  1. Compare reseller, agent and referral programs from several payment providers and hardware suppliers, including commission, contract terms and support
  2. Set up an ABN, take out public liability insurance and buy a small set of demo terminals
  3. Walk a local shopping strip, offer a free payments review to a few owners and ask for referrals from the first happy customers
Who pays

Cafes, retail shops, salons, market stallholders, tradies and other small businesses that want a better or cheaper way to take card payments.

How it makes money

Hardware sales margin, setup fees and, depending on the provider agreement, ongoing commission or referral payments on the merchant's card processing. Paid call-outs for training and troubleshooting can add to this.

Skills that help
  • Friendly, honest selling
  • Comfortable with simple tech and troubleshooting
  • Explaining fees clearly
  • Reliable follow-up
Watch out for
  • Check whether your provider agreement requires any financial services or credit licensing for what you do, and get advice if unsure
  • Be clear and honest about fees and contract lock-ins, as misleading claims can breach consumer law
  • Check rules on card surcharging and how customer card data must be handled (PCI DSS requirements)
  • Commission rates and terms can change, so don't rely on a single provider
  • Public liability insurance, and GST registration once turnover reaches the threshold

Deep research report · Australia

Everything you need to start: local card terminal supplier and installer

Researched with live web search for Australia: real startup prices, the licences and rules, what others charge, a break-even example, how to find your first customers and a 30-day launch plan. With sources.

  • Startup costs with real prices
  • Licences, registration and rules
  • Pricing: what others charge
  • Break-even example
  • Finding your first customers
  • 30-day launch plan
  • Risks and how to reduce them
Ready in about 2 minutes · one-off payment, tax included

See a full sample report

Questions people ask

How much does it cost to start a card terminal supply and install business?

Startup costs are typically estimated at around $1,000 to $5,000, depending on demo terminals and hardware you buy, your travel setup, and what you spend on marketing and insurance. Terms vary by provider or supplier.

How much can a card terminal installer earn?

Monthly revenue is typically estimated at around $800 to $4,000, depending on how many businesses you sign up, the commission terms you agree, and how much support work you do. Commission rates and terms can change.

What rules should I check before selling payment terminals?

Things to check: whether your provider agreement requires financial services or credit licensing, and rules on card surcharging and handling card data (PCI DSS). Be clear about fees and lock-ins under consumer law, and check insurance and GST registration.

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