Local card terminal reseller and support

Sign up local shops and cafes to card terminals through a payment provider, then keep them supported.

Customer tapping a contactless card on a payment terminal at a counter.
Startup costA$300 to A$3k
Monthly revenueA$300 to A$3k
Time needed8+ h/week
First incomeWeeks
  • A$300-3k
  • Side hustle
  • Out and about

Estimates for a small start in Australia, not guarantees.

What it is

You act as an independent reseller or referral agent for an established payment provider. You help small merchants choose, set up and use card terminals, and you are their local contact for help.

Your first three steps

  1. Compare the reseller or referral programs of a few Australian payment providers, including commission, contract terms and support
  2. Apply to your chosen provider, get your ABN sorted and prepare a simple one-page fee comparison for merchants
  3. Visit businesses in one local area or market, offer a free review of their current payment costs and sign up your first few
Who pays

Cafes, market stallholders, salons, tradies, mobile businesses and small shops that need to take card payments or want to switch providers.

How it makes money

Commission or a share of transaction fees from the provider, plus margin on terminal sales or rental where your agreement allows it. Income builds as you sign more merchants.

Skills that help
  • Friendly, honest selling
  • Explaining fees and contracts simply
  • Basic tech troubleshooting
  • Following up and keeping in touch
Watch out for
  • Most resellers and referral agents work under the provider's own authorisation, but check the agreement and confirm with ASIC whether your activities would need your own Australian Financial Services licence or authorisation, for example if you give advice beyond describing the provider's products
  • Be clear and fair about fees and lock-in contracts, as misleading claims can breach the Australian Consumer Law and financial services law
  • Check card data and privacy obligations, including PCI DSS, and never handle or store card details yourself
  • Residual income can change if the provider alters rates or terms, so read the agreement closely
  • Check whether you need public liability or professional indemnity insurance

Deep research report · Australia

Everything you need to start: local card terminal reseller and support

Researched with live web search for Australia: real startup prices, the licences and rules, what others charge, a break-even example, how to find your first customers and a 30-day launch plan. With sources.

  • Startup costs with real prices
  • Licences, registration and rules
  • Pricing: what others charge
  • Break-even example
  • Finding your first customers
  • 30-day launch plan
  • Risks and how to reduce them
Ready in about 2 minutes · one-off payment, tax included

See a full sample report

Questions people ask

How much does it cost to start as a card terminal reseller?

Startup costs are typically estimated at around $300 to $3,000, depending on your marketing, demo equipment, insurance and any costs of working with a payment provider. You act as an independent reseller or referral agent rather than building your own system.

How much can a card terminal reseller earn?

Monthly revenue is typically estimated at around $300 to $3,000, depending on how many merchants you sign up and the terms of your provider agreement. Residual income can change if the provider alters rates or terms.

What rules should I check before reselling card terminals?

Check your provider agreement and confirm with ASIC whether your activities would need your own Australian Financial Services licence or authorisation. Be clear and fair about fees and contracts, and check card data and privacy obligations, including PCI DSS.

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