Remote bookkeeper for small businesses

Keep the books of local tradespeople, shops and freelancers from home for a monthly fee.

Bookkeeper recording figures in ledgers at a desk with a laptop.
Startup costC$500 to C$3k
Monthly revenueC$500 to C$4k
Time needed8+ h/week
First incomeWeeks
  • C$500-3k
  • Side hustle
  • From home

Estimates for a small start in Canada, not guarantees.

What it is

Recording income and expenses, reconciling bank accounts, tracking invoices and bills, and preparing monthly reports using cloud accounting software, all done remotely.

Your first three steps

  1. Complete a bookkeeping course or software certification if you lack experience, and practise on sample files
  2. Set up a simple package with fixed monthly prices and a client agreement covering what you will and won't do
  3. Contact two or three local business owners, tradespeople or your network and offer a discounted first month
Who pays

Sole proprietors, contractors, small shops, restaurants and other owner-run businesses that don't want to do their own books.

How it makes money

A fixed monthly fee per client based on transaction volume, plus extra for catch-up work, payroll or GST/HST filing support.

Skills that help
  • Comfortable with numbers and detail
  • Cloud accounting software such as QuickBooks Online or Xero
  • Reliable with monthly deadlines
  • Clear communication with non-accountants
Watch out for
  • Professional liability (errors and omissions) insurance, and check whether you need general liability too
  • Protecting client data: use secure file sharing, strong passwords and two-factor authentication, and check your province's privacy rules
  • Bookkeepers are not accountants: check what you can call yourself and refer tax advice and corporate filings to a professional accountant
  • Check whether your municipality requires a home-based business licence and when you must register for GST/HST
  • Payroll and GST/HST work carry CRA deadlines and penalties, so be sure of your skills before offering them

Deep research report · Canada

Everything you need to start: remote bookkeeper for small businesses

Researched with live web search for Canada: real startup prices, the licences and rules, what others charge, a break-even example, how to find your first customers and a 30-day launch plan. With sources.

  • Startup costs with real prices
  • Licences, registration and rules
  • Pricing: what others charge
  • Break-even example
  • Finding your first customers
  • 30-day launch plan
  • Risks and how to reduce them
Ready in about 2 minutes · one-off payment, tax included

See a full sample report

Questions people ask

How much does it cost to start a bookkeeping business from home?

Startup costs are estimates, typically around $500 to $3,000, depending on accounting software subscriptions, a computer, insurance and any training you need. Working remotely from home means you don't need premises.

How much can a home-based bookkeeper earn?

Estimates suggest monthly revenue typically around $500 to $4,000, depending on how many clients you take on and your monthly fees. You would likely need at least about 8 hours a week, with reliable monthly deadlines.

What rules and insurance should I check as a bookkeeper in Canada?

Bookkeepers are not accountants, so check what you can call yourself and refer tax advice to a professional accountant. Also check errors and omissions insurance, provincial privacy rules, any home-based business licence, GST/HST registration, and CRA deadlines for payroll work.

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