Seasonal guided rides at a campground or farm stay

Holiday guests at campgrounds, lodges, resorts and farm stays, and sometimes the host through a fee or revenue split.

A price per rider, often shared with the host through a fixed fee or a percentage, with higher earnings on summer weekends and holidays.

• Experienced, calm horse handling
• Guiding beginners and children safely
• Negotiating a simple agreement with a host
• Friendly customer service

• Commercial general liability insurance covering riding, and whether the host's insurer needs to name you or be named on your policy
• A written agreement with the host that sets out who is responsible for trail conditions and accidents
• Transporting horses safely, including trailer, towing licence class and animal transport rules (check your province)
• Seasonal income in most of Canada, so plan for horse care costs through the winter
• Check with your municipality and province for any permits needed to run rides on that site, especially on Crown or park land

Startup costs are estimated at typically around $3,000 to $15,000, depending on whether you own or lease horses, what tack you need and how you set up the arrangement with the host site.

Check that your commercial general liability insurance covers riding and whether the host's insurer needs to be named on your policy. Get a written agreement on trail conditions and accidents, and ask your municipality and province about permits, especially on Crown or park land.

Monthly revenue is estimated at typically around $1,500 to $7,500, depending on your season, number of guests and any host fee or revenue split. Expect to spend at least about 10 hours a week, and plan for winter horse care costs.