Payment terminal sales agent for local shops

Small shops, restaurants, salons, food trucks and market vendors pay the provider for terminals and processing. The provider pays you commission.

Usually a signing bonus per new merchant plus an ongoing share of processing fees or a monthly fee. Terms vary a lot between providers, so compare them.

• Friendly, honest selling
• Explaining fees in plain language
• Follow-up and keeping in touch

• Check the provider's agreement for how long commission lasts and what happens if the merchant leaves
• Check the Code of Conduct for the Credit and Debit Card Industry in Canada and be clear about all fees and contract terms
• Check your provincial rules on consumer and business contracts and any French-language requirements in Quebec
• Avoid pushing long, hard-to-cancel equipment leases, they can damage your reputation
• Income builds slowly and is uneven at the start

Estimates suggest startup costs are typically around $300 to $1,500, depending on materials, travel, any demo equipment and how you promote yourself. The provider supplies the terminals and handles processing.

Check the provider's agreement for how long commission lasts and what happens if a merchant leaves. Review the Code of Conduct for the Credit and Debit Card Industry in Canada, provincial contract rules, any Quebec French-language requirements, and avoid hard-to-cancel leases.

Estimates suggest monthly revenue of typically around $500 to $2,500, depending on how many businesses you sign up and your commission terms. The time needed is estimated at a minimum of about 8 hours a week, and income builds slowly.