Before and after school care at home

Working parents whose hours do not match the school day, especially near a school with no affordable after-school program.

Weekly or monthly fees per child for set days and hours, with optional daily rates for school holidays and days off.

• Patience with school-age children
• Reliable timekeeping and school-run planning
• Helping with homework
• Clear communication with parents

• Licensing rules vary by state and often depend on the number and ages of children, so check before you start
• Liability insurance that covers child care, and whether your car insurance covers school runs
• Transport rules if you drive children, including car seats or booster seats where required
• Background checks and first aid training, which may be required
• Income depends on school calendars and your local demand, so expect quiet weeks
• Zoning, home occupation permits and HOA or lease limits

Startup costs are typically around $300 to $3,000, depending on your supplies, insurance and any training or checks you need. These are estimates, so confirm your own costs locally before you begin.

Monthly revenue is typically estimated at around $800 to $3,500, depending on how many children you care for. Income depends on school calendars and local demand, so expect some quiet weeks.

Things to check: state licensing rules, which often depend on the number and ages of children; liability insurance for child care; car insurance and booster seat rules for school runs; background checks and first aid training; and zoning, permits and HOA or lease limits.