Small group swim lessons and coaching club

Parents paying monthly or per session, plus adult learners and fitness swimmers.

Monthly or term fees per swimmer, charged above your lane rental and any assistant coach costs, with extra from clinics or holiday camps.

• Teaching and coaching groups
• Organizing schedules and sign-ups
• Good with parents and children

• General liability insurance, and check what the pool owner requires you to carry
• Written rental agreement terms, including lifeguard cover and who is responsible for safety
• Background checks and any child-safety training required by the pool or by organizations like USA Swimming if you join them
• Workers' compensation insurance once you hire assistant coaches, and check whether they count as employees or contractors in your state
• Pool time can be cancelled or repriced, so avoid depending on a single venue

Startup costs are typically around $1,500 to $8,000, depending on pool rental, equipment and how you market your classes. Treat these as estimates and check lane rental prices at local pools first.

Monthly revenue is typically around $1,500 to $8,000, depending on how many swimmers enroll and how many sessions you run. The estimate starts at about 10 hours a week of your time.

Get a written rental agreement covering lifeguard cover and who is responsible for safety, and check what insurance the pool owner requires. Also check background checks, child-safety training, and employee versus contractor rules for assistant coaches in your state.