Surf camps and multi-day courses

Parents signing up children and teens, adult beginners wanting a structured course, and groups such as youth organizations or corporate outings.

Fees per camp week or course, with early-booking discounts and add-ons such as rash guards or photos. Group sizes of several students per instructor spread your costs across more paying customers.

• Surf coaching and group management
• Water safety and child supervision
• Scheduling and organizing staff
• Marketing to families and local schools

• Working with minors may require background checks and meet state or local youth program rules, so check what applies where you are
• General liability insurance suited to youth water activities, waivers signed by a parent or guardian, and workers' compensation once you hire employees
• Check whether your instructors count as employees or independent contractors under your state's rules
• Permits on public beaches can be competitive or limited, so ask early about availability
• Income is seasonal and weather-dependent, so keep a cash cushion and a refund or rain policy

Startup costs are typically around $8,000 to $35,000, depending on how many boards and wetsuits you stock, your base near the beach and how many instructors you bring on. These are estimates only.

Monthly revenue is typically around $3,000 to $15,000, depending on camp numbers, pricing and season. The estimate assumes about 20 or more hours a week. Income is seasonal and weather-dependent, so keep a cash cushion and a refund or rain policy.

Check whether working with minors needs background checks or meets state or local youth program rules. Also check youth water activity liability insurance, parental waivers, workers' compensation once you hire, employee versus contractor rules in your state, and beach permit availability.