Full-time wedding photography business

Couples planning weddings, often referred by venues, planners and other vendors, who are willing to pay more for an experienced photographer.

Higher-priced packages with a deposit and final payment, plus add-ons like albums, prints, engagement sessions and extra coverage hours. Bookings often come months ahead and vary by season.

• Strong, consistent photography and editing
• Marketing and building referral relationships
• Client communication and sales
• Business admin, bookkeeping and contracts

• Income is seasonal in many areas, so plan cash flow for slower months
• Check general liability and equipment insurance, and consider workers' compensation if you hire a second shooter as an employee
• Check home occupation permit, HOA or lease rules for running a business from home
• Check whether your state requires sales tax on photos or prints
• Back up every wedding in at least two places and keep files for an agreed period

Startup costs are typically around $4,000 to $15,000, depending on your gear, insurance and home office setup. These are estimates, and you may add a second shooter or editor as you grow.

Monthly revenue is typically around $2,000 to $10,000, depending on how many weddings you book and your pricing. These are estimates, and income is seasonal in many areas, so plan cash flow for slower months.

Check for a home occupation permit and any HOA or lease rules on running a business from home. Check general liability and equipment insurance, workers' compensation if you hire an employee, and whether your state requires sales tax on photos or prints.