Home-Based bookkeeper for small businesses

Keep the books up to date for local tradies, cafes and shops from your home office, paid monthly.

Bookkeeper recording figures in ledgers at a desk with a laptop.
Startup costA$500 to A$3k
Monthly revenueA$800 to A$5k
Time needed8+ h/week
First incomeWeeks
  • A$500-3k
  • Side hustle
  • From home
  • Licence or permit needed

Estimates for a small start in Australia, not guarantees.

What it is

Recording income and expenses, reconciling bank accounts, processing invoices and bills, and preparing BAS and payroll information using cloud software such as Xero or MYOB.

Your first three steps

  1. Check the BAS agent registration requirements with the Tax Practitioners Board and work out which services you can offer
  2. Get Xero or MYOB certified and set up a simple client onboarding pack and monthly fee list
  3. Offer a discounted first quarter to a few local small businesses and ask for referrals
Who pays

Sole traders, tradies, cafes, shops and small companies that do not want to do their own bookkeeping.

How it makes money

A monthly fee per client, usually based on the number of transactions or hours, with extras for payroll, BAS prep and catch-up work.

Skills that help
  • Accuracy and attention to detail
  • Cloud accounting software such as Xero or MYOB
  • Clear communication with non-finance people
Watch out for
  • In Australia, providing BAS services for a fee generally requires registration as a BAS agent, so check with the Tax Practitioners Board
  • Professional indemnity insurance, and possibly public liability, are worth checking
  • Client data privacy and security, including secure passwords and software access
  • Check with your local council whether a home-based business needs approval
  • Late or messy client records can eat into your hours, so agree deadlines in writing

🔒 Full research report for Australia

Real cost breakdown with current prices, licences and registration checklist, local competition, pricing, break-even and a 30-day launch plan, with sources.

Coming soon

Questions people ask

How much does it cost to start a bookkeeping business from home?

Estimates suggest startup costs are typically around $500 to $3,000, depending on your software, computer setup and insurance. Check whether you need BAS agent registration, as that may affect your costs.

How much can a home-based bookkeeper earn?

Estimated monthly revenue is typically around $800 to $5,000, depending on how many clients you take on and the hours you work. Late or messy client records can eat into your hours, so agree deadlines in writing.

Do I need to be registered to offer bookkeeping in Australia?

In Australia, providing BAS services for a fee generally requires registration as a BAS agent, so check with the Tax Practitioners Board. Also check professional indemnity insurance, client data security and whether your council needs to approve a home business.

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Photo: cpastrick on Pixabay

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