Local health cover comparison adviser

Insurers pay you commission when a client takes out a policy. The client usually pays nothing for your help.

Commission from insurers for each new policy sold, which may be reduced or reclaimed if the client cancels early. Terms differ between insurers.

• Explaining complex products in plain language
• Patience and honest advice
• Good record keeping and follow-up

• Check which rules apply to selling private health insurance, including the industry code of conduct and any insurer approval or training requirements
• Check whether you need professional indemnity insurance and public liability insurance
• Commission can be clawed back if clients cancel early, so plan for uneven income
• Privacy obligations when you handle clients' personal and health details
• Check with your local council whether running a business from home needs approval

Startup costs are typically estimated at around $500 to $3,000, depending on your setup, any insurer training or approval requirements and the insurance cover you arrange.

Monthly revenue is typically estimated at around $300 to $3,500, depending on how many clients you help and the policies they take out. Commission can be clawed back if clients cancel early, so income can be uneven.

Check which rules apply to selling private health insurance, including the industry code of conduct and any insurer approval or training requirements. Also check professional indemnity and public liability insurance, privacy obligations for health details, and council rules for home businesses.