Motorcycle insurance broker for bike shops and clubs

Riders pay the premium. The insurer or your licensee pays you commission on each policy. A dealer may ask for a referral arrangement, which your licensee must approve and which may need to be disclosed to riders.

Commission on new and renewing policies, with extra volume from steady referrals from dealers and clubs.

• Building local business relationships
• Honest, careful selling
• Explaining cover simply
• Organising follow-ups and renewals

• Arranging or advising on insurance generally needs an AFSL or authorisation under one; check the requirements with ASIC and your licensee before trading
• The hawking prohibition limits offering insurance to people who have not asked for it, including at a dealership or event; check with your licensee and ASIC exactly what you and the dealer staff can say and do
• Dealers who are not authorised may be limited to passing on contact details, not discussing or arranging cover; check with your licensee and ASIC what an unlicensed referrer can do
• Referral payments and commission-sharing with dealers may be restricted and usually have to be disclosed; check with your licensee and ASIC before agreeing any payment
• Insurance sold in connection with buying a bike may fall under ASIC's add-on insurance rules, including a deferred sales period; check with your licensee and ASIC which products are affected
• Your licensee will need to cover dispute resolution (AFCA membership) and professional indemnity; check what is in place and whether you also need your own public liability insurance
• Slow early months while you build dealer trust