Home service business ideas with startup costs over $20,000

43 ideas

These 43 home service ideas suit people who have savings, a partner or access to financing and want a business with real equipment, vehicles or premises. Examples include a small fire damage restoration company, a mobile water damage drying and cleanup crew, and garden build and hardscape projects.

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1k to 5k5k to 20kFrom homeOut and aboutOwn premises
Workers installing a striped awning above a café front on a sunny street.

Awnings for cafés and shops

Supply and fit storefront and patio awnings for cafés, restaurants and shops, often with your branding on them.

  • C$5k-25k
  • Part-time
  • Out and about
Large pile of bark chippings and mulch stacked at a garden supplier.

Bark and mulch supply yard

Run a small yard selling bulk bark and mulch to landscapers, garden centres and homeowners.

  • C$25k-120k
  • Full-time
  • Own premises
Large rolls of carpet stacked on pallets inside a wholesale warehouse.

Local carpet and underlay warehouse supplier

Stock carpet rolls and underlay in a small unit and supply flooring shops and fitters in your region.

  • C$30k-120k
  • Full-time
  • Own premises
Workers fitting exterior cladding boards on the side of a house.

Full-house cladding and siding crew

Lead a small crew that strips and re-clads whole houses and small buildings with siding.

  • C$15k-60k
  • Full-time
  • Out and about
Upholsterer re-covering an armchair in a repair workshop.

Furniture repair and upholstery studio

Rent a small unit to repair, restore and re-cover furniture for homes, businesses and retailers.

  • C$8k-35k
  • Full-time
  • Own premises
Gardener pruning a border in a well-kept residential garden.

Grounds care for small businesses and landlords

Keep lawns and planting tidy for small commercial sites, condos and rental properties with a small crew.

  • C$8k-35k
  • Full-time
  • Out and about
Engineer fitting a domestic radiator on a living room wall.

Local radiator shop and repair counter

Sell, repair and swap home radiators from a small unit for homeowners, landlords and heating contractors.

  • C$25k-90k
  • Full-time
  • Own premises
Workers loading rubble and rubbish into a skip at a cleared building site.

Renovation and construction site cleanup

Clear rubble, offcuts and packaging from job sites for renovators and small builders on a regular basis.

  • C$5k-25k
  • Part-time
  • Out and about
Stacked wood and laminate flooring planks displayed in a supplier showroom.

Local flooring showroom and trade supplier

Run a small showroom and stockroom supplying wood and laminate flooring to local installers, builders and homeowners.

  • C$40k-150k
  • Full-time
  • Own premises
A technician installing an intruder alarm sensor on a house wall.

Alarm and security shop with installation service

Run a small storefront selling alarm kits and cameras, with a fitting team for bigger jobs.

  • C$25k-80k
  • Full-time
  • Own premises
A handyman fixing a wooden door with tools in a home.

Full-time handyman service with a van

Run a busy handyman business serving homeowners, landlords and property managers.

  • C$5k-25k
  • Full-time
  • Out and about
A tradesperson fitting kitchen wall units and worktops in a home renovation.

Kitchen design and install service

Offer a full kitchen refit: plan the layout, supply the units and manage the install with trusted trades.

  • C$8k-35k
  • Full-time
  • Out and about
Worker clearing snow from a driveway with a snow shovel and blower.

Commercial parking lot snow clearing

Plough and salt small car parks and paths for shops, offices and condo buildings under seasonal contracts.

  • C$8k-40k
  • Part-time
  • Out and about
Technician mounting a security camera on an exterior house wall.

Alarm and CCTV installer for small businesses

Design and fit alarms, access control and CCTV for shops, offices and workshops, and take on subcontract work.

  • C$8k-30k
  • Full-time
  • Out and about
Watchmaker repairing a wristwatch under a loupe with small tools.

Watch and clock repair shop

Open a small repair counter or kiosk for walk-in batteries, straps and full servicing of watches and clocks.

  • C$8k-35k
  • Full-time
  • Own premises
Worker mowing and edging a neatly maintained green lawn in a garden.

Commercial lawn maintenance contracts

Maintain lawns for small businesses, condos and offices on seasonal contracts with a small crew.

  • C$8k-30k
  • Full-time
  • Out and about
A maintenance worker repairing a wall or fixing a window on a house.

Property upkeep for multi-unit buildings

Win ongoing upkeep contracts for small apartment buildings, including seasonal tasks and repairs.

  • C$8k-35k
  • Full-time
  • Out and about
A stylist arranges cushions and furniture in a bright, empty living room.

Full-service home stager with furniture inventory

Furnish empty or dated listings with your own rented-out furniture and décor to help them sell or rent faster.

  • C$8k-35k
  • Part-time
  • Out and about
Installer fitting a window blind in a bright living room.

Blinds and shutters showroom

Open a small shop with displays so customers can see, touch and order blinds, with fitting included.

  • C$15k-60k
  • Full-time
  • Own premises

Garden build and hardscape projects

Build patios, walkways, fences, sod lawns and planted beds as project work for homeowners.

  • C$8k-40k
  • Full-time
  • Out and about

Custom home cinema design and install

Plan and build dedicated media rooms for homeowners, from layout and acoustics to final calibration.

  • C$8k-35k
  • Full-time
  • Out and about

Basement waterproofing contractor

Run a small crew doing exterior and interior waterproofing, drainage and sump pump installs.

  • C$15k-60k
  • Full-time
  • Out and about

Small appliance repair shop

Open a small street-front shop where locals bring kettles, vacuums and other appliances to be fixed.

  • C$8k-35k
  • Full-time
  • Own premises

Vacuum repair shop with a small storefront

Run a small shop that repairs, services and sells parts and refurbished vacuums to walk-in customers.

  • C$10k-40k
  • Full-time
  • Own premises

About these ideas

Higher budgets usually pay for trucks, specialized tools, inventory or a lease, so start by listing what you must buy before your first paying job. Think about trade experience, certifications, insurance and whether your province requires licences or permits for the work. Also consider how seasonal the demand is, since landscaping and outdoor jobs slow down over a Canadian winter. Comparing the full cost against the work you can realistically win in your first year will help you choose.

More ideas

Questions

Why do some home service businesses cost over $20,000 to start?

Costs often come from vehicles, specialized equipment, inventory, a yard or a storefront lease. Restoration, landscaping supply and flooring showrooms tend to need several of these at once. Check quotes for each item and keep a cash buffer for the slow early months.

Do I need licences or certifications for home service work in Canada?

It depends on the trade and the province or municipality. Work involving electrical, gas, water systems, security or restoration may need qualifications, permits or specific insurance. Check with your provincial regulator, your city and your insurer before buying equipment or taking jobs.

How can I fund a home service business costing over $20,000?

Common options include personal savings, equipment financing, a small business loan or a partner investing alongside you. Check lender requirements, interest costs and whether the equipment can be leased instead of bought. Build a realistic budget and repayment plan before committing.