Companionship and home help for older people

Older people living alone, and their adult children who live far away and want reassurance.

Hourly rate per visit, often with regular weekly clients. Rates vary by area, so check what local services charge. You can add paid helpers as demand grows, which is how income rises beyond what you can earn alone.

• Patient and good listener
• Reliable and trustworthy
• Basic organisation and record keeping

• Personal care is a regulated activity in England and needs registration with the CQC; check the rules for your nation before offering anything close to it
• Public liability insurance, plus employer's liability once you hire
• Handling clients' money, keys and bank cards: agree clear written rules and keep receipts
• Safeguarding duties if you have concerns about a client's wellbeing

Estimates suggest startup costs are typically around £300 to £2,000, depending on insurance, equipment, marketing and how you travel to clients. Compare these figures with your own plans and local prices before you commit any money.

Personal care is a regulated activity in England and needs CQC registration, so check the rules for your nation before offering anything close to it. Also check insurance, including employer's liability once you hire, and your safeguarding duties.

Estimates suggest monthly revenue is typically around £400 to £1,800, depending on how many clients you take on and the hours you work. The idea assumes at least about 10 hours a week to get started.