Plastering subcontractor for builders and developers

Small and medium builders, developers and contractors.

Day rate or price per job or square metre. Steady relationships with a few builders can give consistent work, and a small team lets you take on bigger sites.

• Fast, consistent plastering on larger areas
• Working to a builder's programme
• Basic pricing and invoicing
• Managing a labourer or second plasterer

• CIS rules, including how tax is deducted from payments, so check with HMRC or an accountant
• Public liability insurance, plus employer's liability once you take on staff
• Late payment from contractors, so agree terms and keep records
• Site safety requirements and any card schemes such as CSCS that sites may ask for
• Relying on one or two builders for most of your income

Startup costs are typically around £2,000 to £9,000, depending on tools, transport, insurance and whether you take on a labourer. These are estimates, so price your own kit before you start.

Monthly revenue is typically around £3,000 to £12,000, depending on how many sites you work on, the area plastered and your rates. These are estimates, and late payment can affect your cash flow.

Check CIS rules, including how tax is deducted from payments, with HMRC or an accountant. Also check public liability insurance, employer's liability if you take on staff, and site safety requirements such as CSCS cards.