Rendering crew for whole-house jobs

Homeowners doing major renovations, property developers, housing landlords and main contractors.

Priced per square metre or per project, with the crew's labour and materials built in. Larger contracts give steadier work but need careful costing.

• Experience in rendering and finishing
• Estimating larger projects
• Managing people and schedules
• Dealing with main contractors

• Employer's liability insurance if you take on employees, plus public liability cover
• Check whether workers are employed or self-employed, as getting this wrong can cause problems with HMRC
• Insulated render systems may need manufacturer training or approval, and the work may need to meet Building Regulations, so check with the system supplier and your local authority
• Construction Industry Scheme (CIS) rules for paying sub-contractors and being paid by contractors
• Large jobs tie up cash in materials and scaffold hire, so agree stage payments before you start

Startup costs are typically estimated at around £5,000 to £20,000, depending on tools, equipment, insurance and vehicles. Large jobs tie up cash in materials and scaffold hire, so agree stage payments before you start.

Monthly revenue is typically estimated at around £6,000 to £25,000, depending on the size and number of jobs you take on. That is revenue before costs such as materials, scaffold hire and wages.

Check employer's liability and public liability insurance, whether workers are employed or self-employed, and Construction Industry Scheme rules. For insulated render systems, check manufacturer training or approval and Building Regulations with the supplier and your local authority.