Independent dive instructor and guide

Tourists, locals who want to learn to dive, and certified divers who want a guide or a refresher.

Fee per course or per guided dive, plus charges for equipment hire, certification cards and extra sessions.

• Professional-level scuba certification and teaching ability
• Patient, clear communication with nervous beginners
• Safety awareness and good judgment
• Basic marketing and booking admin

• Professional liability and general liability insurance, and whether your agency requires a specific policy
• Current CPR, first aid and oxygen provider training, plus agency membership renewals
• Check with your city, county or state about business licenses and any rules for dive sites or park permits
• Diving injuries and weather cancellations, so have clear waivers and refund terms (check with a local attorney)

Startup costs are typically estimated at around $2,500 to $10,000, depending on the gear, insurance and agency membership you need. You rent pool time and book space on partner boats rather than owning a boat or shop.

Monthly revenue is typically estimated at around $800 to $5,000, depending on how many courses and guided dives you run. Weather cancellations can affect bookings, and these figures are estimates, not guarantees.

Check which professional and general liability insurance your agency requires, and keep CPR, first aid, oxygen provider training and agency membership current. Also check city, county or state business licenses, dive site or park permits, and waivers with a local attorney.