Guided kayak and paddle tours

Tourists, locals after something different, families, school and community groups, and corporate team days.

A price per person per tour, with extra income from private charters, sunset or wildlife tours and gift vouchers.

• Strong paddling and water safety skills
• Group leadership and clear communication
• Basic maintenance of boats and gear

• Commercial operators on waterways or in marine parks often need a permit or licence, check with your state's maritime or parks authority
• Public liability insurance that covers water-based activities, plus waivers and a clear swimming ability check
• Weather, tides and wind, with a clear cancellation policy
• Storage and transport of boats, including a roof racks or trailer, and the cost of replacing gear
• A working with children check if you take under-18s (check your state's rules)

Startup costs are typically estimated at around $5,000 to $25,000, depending on how many kayaks or paddleboards you buy, safety gear, a trailer or roof racks, and insurance. Buying used gear can lower the figure.

Monthly revenue is typically estimated at around $1,500 to $7,500, depending on group sizes, tour prices, how often you run tours and how weather and seasons affect bookings. Gear replacement and storage costs come out of this.

Commercial operators on waterways or in marine parks often need a permit or licence, so check with your state's maritime or parks authority. Also check water-activity public liability insurance, waivers, swimming ability checks and Working with Children Check rules.