Become a local payment terminal agent

Small shops, cafés, salons, restaurants, trades and market vendors who need a new terminal or want to switch from their current provider.

Commission or a share of the processing fees on each merchant you sign up, plus margin on equipment sales or rentals, depending on your partner's program.

• Friendly, honest selling
• Explaining fees in plain language
• Basic comfort with payment tech and troubleshooting
• Follow-up and relationship building

• Check which processor or acquirer you must be registered with, and what their agent agreement requires
• Follow the Code of Conduct for the Credit and Debit Card Industry in Canada and be clear about fees and contract terms
• Long equipment leases and cancellation fees can harm merchants and your reputation, so explain them upfront
• Card data must be handled securely, so check PCI DSS expectations from your partner
• Earnings build slowly and depend on merchants staying with you, so check how and when commissions are paid
• In Quebec, check French-language requirements for contracts and materials
• Check whether you need commercial general liability insurance and a municipal business licence

Startup costs are typically estimated at around $400 to $2,000, depending on the equipment you hold and what your processor or reseller program requires. Check the terms of any agent agreement before you commit.

Monthly revenue is typically estimated at around $800 to $4,000, depending on how many merchants you sign and keep. Earnings build slowly, so check how and when your partner pays commissions.

Check which processor or acquirer you must be registered with and what their agent agreement requires. Follow the Code of Conduct for the Credit and Debit Card Industry in Canada, check PCI DSS expectations, and in Quebec check French-language requirements.