Independent card terminal reseller

Small shops, cafes, salons, market stalls and service businesses. The provider pays you commission, and some agents also charge a small setup fee.

Commission per terminal sold, sometimes plus a share of ongoing processing fees if your agreement offers it. Optional setup or training fees add to this.

• Friendly, honest selling
• Explaining fees in plain language
• Following up and keeping records

• Read your agent agreement carefully: check whether ongoing commission is guaranteed, how it is paid and what happens if the provider changes terms
• Be clear and honest with merchants about fees and contract terms; check consumer and business protection rules in your province
• Check card network and payment security (PCI) requirements with your provider
• Check whether your municipality requires a home-based business licence, and consider liability or errors and omissions insurance
• Income can be uneven at the start, so plan for a slow first few months

Startup costs are typically estimated at around $400 to $2,000, depending on your materials, travel and any insurance you choose. Consider liability or errors and omissions insurance, and check if your municipality requires a home-based business licence.

Read it carefully. Check whether ongoing commission is guaranteed, how it is paid and what happens if the provider changes terms. Also check card network and payment security (PCI) requirements with your provider, and your province's consumer and business protection rules.

Monthly revenue is typically estimated at around $800 to $4,000, depending on how many merchants you sign up, with at least 10 hours a week of work. Income can be uneven at the start, so plan for a slow first few months.