Home-Based dental insurance adviser

The insurer or plan provider pays you commission. Customers are private patients, families, self-employed people and small businesses wanting a staff benefit.

Commission when a policy or plan is placed, plus renewal commission where the provider pays it. Some advisers add a fee for employer benefit reviews.

• Explaining cover in plain English
• Selling without pressure
• Careful record keeping
• Building local contacts

• Arranging or advising on insurance is regulated by the FCA, so check you are authorised or appointed before you sell anything
• Check whether the dental products you want to sell count as insurance or as payment plans, as the rules may differ
• Check what professional indemnity cover you or your network needs
• Commission is often modest per policy, so income can build slowly
• You must follow data protection rules, so check your ICO registration and how you store customer details
• Check whether your landlord or mortgage lender allows you to work from home

Startup costs are estimated at typically around £1,500 to £6,000, depending on your set-up and the firm or network you work with. Commission is often modest per policy, so income can build slowly.

Arranging or advising on insurance is regulated by the FCA, so check you are authorised or appointed before you sell anything. Also check whether your dental products count as insurance or payment plans, and what professional indemnity cover is needed.

Monthly revenue is estimated at typically around £600 to £3,000, depending on how many policies you arrange and the commission paid. That is revenue, not profit. Part-time work of around 15 hours a week is a typical starting point.