Education business ideas you can start for up to $20,000

23 ideas

These 25 education business ideas suit people who want to teach, care for children, or train adults without taking on a large loan. Some are home-based, like a small home-based preschool or licensed family child care.

Swipe through these ideas β†’

Under 1k1k to 5kOver 20kFrom homeOut and aboutOwn premisesOnline
A smiling nanny playing with a young child in a family living room.

Local nanny placement agency

Match screened nannies with families in your area and earn a fee for each successful placement.

  • $1.5k-6k
  • Side hustle
  • From home
7,679 US businesses with employees in this field, +9.2% in a year

Babysitter and backup care staffing agency

Employ vetted sitters and nannies and send them to families, hotels and events on short notice or by the hour.

  • $4k-15k
  • Part-time
  • Own premises
7,679 US businesses with employees in this field, +9.2% in a year
Students learning hands-on skills in a vocational training workshop.

Online career training courses

Teach a job-focused skill or certification prep through live online cohorts, working from home.

  • $1.5k-8k
  • Side hustle
  • Online
4,657 US businesses with employees in this field, -0.5% in a year
A childminder playing with toddlers on a rug in a cosy home setting.

Licensed family child care at home

Look after a small group of young children in your own home while their parents work.

  • $3k-12k
  • Full-time
  • From home
82,162 US businesses with employees in this field, +2.5% in a year
Teacher and young children learning together in a bright nursery classroom.

Home-based bilingual child care

Care for a small group of young children in your home, with daily play and learning in two languages.

  • $2k-10k
  • Full-time
  • From home
82,162 US businesses with employees in this field, +2.5% in a year
Students in white aprons practising cooking in a professional training kitchen.

Cooking skills courses in a rented kitchen

Teach small hands-on cooking courses in a rented commercial kitchen, with no building of your own.

  • $2k-8k
  • Side hustle
  • Out and about
4,657 US businesses with employees in this field, -0.5% in a year
Young children working with wooden educational toys in a Montessori classroom.

Home-based Montessori preschool

Run a small Montessori morning program for a handful of local toddlers and preschoolers in a dedicated space at home.

  • $3k-15k
  • Part-time
  • From home
82,162 US businesses with employees in this field, +2.5% in a year
Children feeding goats and lambs at a family farm visitor area.

Farm workshops and school visits

Host booked groups and small workshops on a hobby farm where kids meet animals and learn where food comes from.

  • $3k-15k
  • Side hustle
  • Own premises
797 US businesses with employees in this field, +7.0% in a year
Young apprentices learning practical skills with an instructor in a training centre.

Online apprenticeship instruction provider

Teach the classroom side of apprenticeships online for employers in a field like IT, bookkeeping or healthcare support.

  • $2k-10k
  • Side hustle
  • Online
1,367 US businesses with employees in this field, -8.4% in a year
Students and a teacher in a classroom practising Chinese writing at desks.

Weekend Chinese school in rented space

Run in-person Chinese classes for children and adults on weekends or evenings in a rented classroom.

  • $1.5k-8k
  • Part-time
  • Own premises
1,558 US businesses with employees in this field, -1.6% in a year
Young children playing with blocks and learning through play in a bright preschool room.

Home-based preschool program

Run a small, licensed play-based preschool from your home for a handful of local families.

  • $1.5k-8k
  • Part-time
  • From home
82,162 US businesses with employees in this field, +2.5% in a year

Licensed drop-off playgroup for young children

Run a small, licensed morning playgroup where parents drop off children for supervised play and early learning.

  • $2k-10k
  • Part-time
  • From home
82,162 US businesses with employees in this field, +2.5% in a year

Neighborhood toy lending library

Lend cleaned, quality toys and games to local families for a monthly fee, with porch or garage pickup.

  • $1.5k-6k
  • Side hustle
  • From home
5,321 US businesses with employees in this field, +8.4% in a year

Summer English day camp for local kids

Run a weekly day camp where children of immigrant families build English through games, projects and trips.

  • $1.5k-6k
  • Side hustle
  • Own premises
1,558 US businesses with employees in this field, -1.6% in a year

Mobile behind-the-wheel driving instructor

Teach teens, adults and nervous drivers behind the wheel in a dual-brake car, picking them up near home.

  • $2.5k-12k
  • Side hustle
  • Out and about
2,648 US businesses with employees in this field, +2.4% in a year

International student school placement consultant

Help overseas families find and apply to US schools that accept international students, working remotely with partner schools.

  • $1.5k-6k
  • Side hustle
  • Online
12,227 US businesses with employees in this field, +7.4% in a year

Small neighborhood day camp

Run a themed weekly summer day camp for local kids in a rented church hall, rec center or park.

  • $1.5k-8k
  • Part-time
  • Own premises
2,967 US businesses with employees in this field, -1.0% in a year

Local evening accounting classes

Run small evening and weekend classes in rented space for people training in bookkeeping and accounting.

  • $1.5k-8k
  • Part-time
  • Own premises
94 US businesses with employees in this field, -14.5% in a year

Summer day camp in a rented space

Run weekly themed day camps for local kids in a rented church hall, community center or park during school breaks.

  • $3k-12k
  • Part-time
  • Own premises
2,967 US businesses with employees in this field, -1.0% in a year

Local civil service exam classes

Run in-person evening and weekend prep classes in a rented room for people sitting government job exams in your area.

  • $1k-6k
  • Part-time
  • Own premises
9,820 US businesses with employees in this field, -4.5% in a year
Instructor teaching first aid to a group of trainees indoors.

Workplace safety and emergency response trainer

Train employees in first aid, fire safety and emergency plans under ongoing contracts.

  • $1.5k-6k
  • Part-time
  • Out and about

Drum school in a rented studio

Rent a small soundproofed space and teach lessons and group classes, with other teachers as you grow.

  • $4k-20k
  • Part-time
  • Own premises

Modeling and posing workshop series

Teach small groups posing, runway and portfolio basics in a rented studio or dance hall.

  • $1.5k-6k
  • Side hustle
  • Own premises

About these ideas

Others use rented space or the internet, such as a weekend Chinese school in rented space or online career training courses. Before choosing, think about who you want to serve and what experience or credentials you already have. Child-focused businesses often involve state or local licensing, background checks, and space or safety rules, so check requirements in your area early. Also consider how many students you can realistically handle, since your income will depend on enrollment, pricing, and the hours you can work.

Questions

Do I need a license to start an education business in the US?

It depends on what you offer and where you live. Child care, preschools, and day camps are often regulated by states or counties, while tutoring or online courses may have fewer rules. Check with your state agency and local government.

What costs should I plan for with a $20,000 budget?

Common costs may include licensing or permit fees, insurance, curriculum and supplies, safety equipment, rent or home adjustments, a website, and marketing. Child-focused ideas may need extra safety items, so get quotes and keep a cushion for early months.

How do I choose between a home-based and an online education business?

Consider your skills, your space, and your audience. Home-based care or classes may suit local families but can involve zoning, licensing, and capacity limits. Online teaching can reach more people but may need marketing, course tools, and platform costs.