Birthday and party planner (home-based)

Busy parents, people marking milestone birthdays, baby showers and graduations, and friends or relatives organizing a surprise.

A flat planning fee per party, an hourly rate, or a percentage of the party budget. Some planners also earn referral fees or markups from vendors, which should be disclosed to the client.

• Organizing and keeping to a budget
• Clear communication with clients and vendors
• Creative ideas for themes and decor
• Staying calm under pressure on the day

• Check whether your city or county requires a business license or home occupation permit, and your HOA or lease rules
• General liability insurance is worth considering, and some venues ask event planners for proof of coverage
• Use a written contract covering fees, deposits, cancellations and who pays vendors
• If you sell taxable items (like party supplies), check your state's sales tax rules
• Weekend-heavy work and last-minute changes can be stressful, so plan your availability

Startup costs are typically around $300 to $2,000, depending on how you set up and what insurance you choose. These are estimates, and working from home helps keep many costs low.

Monthly revenue is typically around $300 to $3,000, depending on how many parties you plan and what you charge. These are estimates, and an estimated minimum of around 6 hours a week is the starting point.

Check whether your city or county requires a business license or home occupation permit, plus HOA or lease rules. Consider general liability insurance, use a written contract, and check your state's sales tax rules if you sell taxable items.