Online payroll for trades and contractors

Owners of small contractors, restaurants, salons or care businesses who want someone who understands their pay patterns, such as hourly crews, tips and overtime.

Fixed monthly packages based on number of employees and pay frequency, plus add-ons like new hire setup, ROE filing and WCB/WSIB reporting support.

• Knowledge of payroll rules
• Spotting a niche and marketing to it
• Clear, written communication
• Organised, deadline-driven work

• Errors can lead to CRA penalties, so check your contract wording on liability and consider errors and omissions insurance
• Pay rules differ by province and industry, including overtime, vacation pay and WCB/WSIB, so check each client's province
• Handling employee banking and personal details: use secure software and check provincial privacy requirements
• Clients who pay late or change staff often can cause rework, so set clear cut-off dates
• Check whether you need to register for GST/HST once revenue passes the small supplier threshold

Startup costs are estimated at typically around $1,000 to $5,000, depending on your software, insurance and how much you spend on a website and marketing to your niche. Price your own setup before you commit.

Monthly revenue is estimated at typically around $1,000 to $5,000, depending on how many clients you serve, your package pricing and the hours you work. The estimates assume at least about 15 hours a week.

Check your contract wording on liability for CRA penalties and consider errors and omissions insurance. Also check pay rules in each client's province, including overtime, vacation pay and WCB/WSIB, secure handling of employee details, and GST/HST registration.