Creative business ideas you can start for up to $20,000

81 ideas

This page collects 85 creative businesses with startup costs up to $20,000. They suit people with a craft, an eye for design or a performance skill who want to earn from it without taking on big debt.

Swipe through these ideas β†’

Under 1k1k to 5kOver 20kFrom homeOut and aboutOwn premisesOnline
Designers reviewing room layouts and material samples at a studio table.

Small-business interior design studio

Design offices, shops, salons and restaurants from a small studio, with clients paying project design fees.

  • $4k-20k
  • Full-time
  • Own premises
16,797 US businesses with employees in this field, +2.8% in a year
Live theatre production on stage under coloured spotlights before an audience.

Community theater production company

Stage a few shows a year in a rented venue, earning from tickets, sponsors and program ads.

  • $3k-15k
  • Side hustle
  • Out and about
3,490 US businesses with employees in this field, -0.4% in a year

Touring children's theater show

Create a small cast show and perform it at schools, libraries and festivals for a fee.

  • $1.5k-8k
  • Side hustle
  • Out and about
3,490 US businesses with employees in this field, -0.4% in a year
A photography studio with softboxes and a seamless backdrop ready for a shoot.

Home studio portrait photography

Turn a spare room or garage into a small studio for headshots, family and newborn portraits.

  • $1.5k-6k
  • Side hustle
  • From home
11,483 US businesses with employees in this field, +3.3% in a year
Dealer showing a painting to a collector in a gallery.

Art dealer for designers and offices

Source and sell artwork to interior designers, home stagers, restaurants and offices that need pieces for their spaces.

  • $1.5k-8k
  • Part-time
  • Out and about
4,729 US businesses with employees in this field, -0.9% in a year
Visitors viewing colourful Aboriginal dot paintings hanging on gallery walls.

Online Aboriginal art gallery

Sell authentic Aboriginal artworks from Indigenous-owned art centers to US collectors through a website and private viewings.

  • $3k-15k
  • Side hustle
  • Online
4,729 US businesses with employees in this field, -0.9% in a year
A jewellery designer sketches ring designs at a studio desk beside tools.

Custom jewelry maker for commissions

Create made-to-order engagement rings, wedding bands and keepsake pieces for individual clients.

  • $3k-15k
  • Part-time
  • From home
1,844 US businesses with employees in this field, -1.9% in a year
Drone hovering above a coastline capturing aerial photographs and video.

Drone video for events and local businesses

Film aerial footage for weddings, festivals, resorts and local business promo videos.

  • $2.5k-8k
  • Side hustle
  • Out and about
5,021 US businesses with employees in this field, +1.8% in a year
Designers reviewing logo sketches and brand boards around a table.

Niche branding agency with a small team

Specialize in one type of client, like restaurants or health practices, and deliver full brand identities with a small team.

  • $3k-15k
  • Full-time
  • Online
15,828 US businesses with employees in this field, -0.7% in a year
Artist blowing through a pipe to shape glowing molten glass in a studio furnace.

Home lampwork glass studio

Melt glass rods at a small torch to make beads, pendants, ornaments and small sculptures to sell online and at craft fairs.

  • $2k-8k
  • Side hustle
  • From home
376 US businesses with employees in this field, -2.8% in a year

Blown glass artist using a shared hot shop

Rent time at a community glass studio to blow vessels and art pieces, and sell through galleries, fairs and commissions.

  • $1.5k-7k
  • Side hustle
  • Own premises
376 US businesses with employees in this field, -2.8% in a year
Artist working on a colourful stained glass panel at a studio bench.

Custom stained glass and repair

Make custom windows and restore damaged panels for homes, churches and businesses.

  • $3k-12k
  • Part-time
  • Own premises
955 US businesses with employees in this field, -2.1% in a year

Stained glass studio with workshops

Rent a small studio space, sell your work and teach beginner classes to bring in steady income.

  • $5k-20k
  • Part-time
  • Own premises
955 US businesses with employees in this field, -2.1% in a year
A production crew filming video content in a modern media studio.

Content studio for local businesses

Make videos, podcasts and articles for local businesses that want to be found but have no time to create content.

  • $1.5k-6k
  • Side hustle
  • From home
9,763 US businesses with employees in this field, +6.3% in a year
Designers reviewing brand designs and website layouts together at a studio table.

Small design agency with monthly retainers

Run a small team that handles branding, web and print for clients on steady monthly fees.

  • $2k-10k
  • Full-time
  • From home
15,828 US businesses with employees in this field, -0.7% in a year
Young audience watching an actor performing on a colourful children's theatre stage.

Weekend family theatre productions

Stage ticketed plays for families in rented venues, with weekend matinees and school group bookings.

  • $3k-15k
  • Part-time
  • Out and about
3,490 US businesses with employees in this field, -0.4% in a year
Group of dancers performing together on a lit theatre stage during a show.

Local dance company staging original shows

Create original productions, sell tickets and seek grants and sponsors to support a small company of dancers.

  • $2k-10k
  • Part-time
  • Out and about
872 US businesses with employees in this field, +2.7% in a year
Tailor pinning a tailored suit jacket on a male client.

Home-based men's alterations and repairs

Hem trousers, take in jackets and fix suits for men from a sewing space at home.

  • $1.5k-6k
  • Side hustle
  • From home
388 US businesses with employees in this field, -7.8% in a year
A photographer shooting a product on a table with lights and a camera on a tripod.

Event and portrait photographer

Shoot parties, family sessions and small events at your clients' venues and homes.

  • $1.5k-6k
  • Side hustle
  • Out and about
5,021 US businesses with employees in this field, +1.8% in a year
Designer pinning a made-to-measure gown on a client in an atelier.

Home-based bespoke clothing studio

Design and sew made-to-measure garments for private clients from a studio at home, by appointment.

  • $1.5k-7k
  • Side hustle
  • From home
337 US businesses with employees in this field, -15.3% in a year
A designer building a detailed architectural scale model of a building.

Architectural scale model maker

Build scale models of buildings and sites for architects, developers and students from a home workshop.

  • $1.5k-7k
  • Side hustle
  • From home
3,469 US businesses with employees in this field, +1.8% in a year

Prototype and display model studio

Turn product ideas into realistic prototypes and display models for inventors, startups and retailers.

  • $3k-15k
  • Part-time
  • Own premises
3,469 US businesses with employees in this field, +1.8% in a year
Camera operator filming a video with lighting equipment on a film set.

Video production for local businesses

Film and edit promo videos, testimonials and social clips for small businesses in your area.

  • $2k-8k
  • Side hustle
  • From home
17,366 US businesses with employees in this field, -1.8% in a year
Interior designer reviewing room layout plans with fabric and paint samples.

Interior designer for small businesses

Design layouts and finishes for local offices, restaurants, salons and shops, paid per project.

  • $1.5k-8k
  • Part-time
  • Out and about
16,797 US businesses with employees in this field, +2.8% in a year

About these ideas

Options range from a home recording and mixing studio to an online custom embroidery shop or an on-location business photographer. Start by working out what you will spend on equipment, software and insurance, and how many paying customers you realistically need each month. Think about whether you want steady commercial clients or one-off projects, since that shapes your pricing and marketing. Check whether your idea needs a license, a sales tax permit or a dedicated workspace, then compare ideas by what you already know how to do.

More ideas

Questions

How far can $20,000 go when starting a creative business?

It depends on the equipment and space your idea needs. A photography or embroidery business may use most of the budget on gear, while a studio may also need soundproofing. List every cost and keep some cash back for slow months.

Do I need a license or permit for a creative business in the US?

Requirements vary by state, city and the type of work. Things to check include a local business license, a sales tax permit if you sell products, zoning rules for home studios, and any rules on music or image licensing.

How do I find my first customers in a creative field?

Build a small portfolio of finished work, even if it is for friends or a discounted first project. Then check where your buyers look, such as Instagram, local business groups or marketplaces, and test one channel before spreading your effort.