Local card machine reseller

Sign up local shops, cafes and traders to card machines from an established provider and earn commission.

Customer tapping a contactless card on a payment terminal at a counter.
Startup cost£100 to £500
Monthly revenue£500 to £2.5k
Time needed10+ h/week
First incomeWeeks
  • £100-500
  • Side hustle
  • Out and about

Estimates for a small start in the UK, not guarantees.

Official data

91,318 UK companies in this field, 34% registered in the last 2 years

SIC 62090 “Other information technology service activities”. Source: Companies House, November 2026.

What it is

You act as an independent agent or partner for an established payment provider. You visit small businesses, compare their current card fees and terminals, and help them switch or set up. The provider handles the underlying payment service.

Your first three steps

  1. Compare the partner or reseller programmes of several UK providers, checking commission, contract terms and support
  2. Pick one patch, such as a high street or trading estate, and list the businesses with old or expensive terminals
  3. Visit or call ten local businesses with a simple one-page fee comparison and offer a free review of their current set-up
Who pays

Small shops, cafes, salons, market traders and mobile businesses. Your commission usually comes from the provider, not from the merchant directly.

How it makes money

Upfront commission on each terminal or account you sign, and often a share of ongoing transaction fees. Some partners also pay for referrals or terminal sales.

Skills that help
  • Friendly, honest selling
  • Explaining fees in plain language
  • Following up and staying in touch
Watch out for
  • Check the partner agreement carefully, including commission clawbacks, exclusivity and who owns the customer relationship
  • Check with the provider and the FCA whether your role needs any authorisation or registration
  • Be clear and honest about fees and contract lengths, as misleading merchants can cause complaints and reputational damage
  • Check data protection obligations, including whether you need to pay the ICO fee if you hold customer details
  • Ongoing income depends on the merchant staying with the provider, so it can be uneven

🔒 Full research report for UK

Real cost breakdown with current prices, licences and registration checklist, local competition, pricing, break-even and a 30-day launch plan, with sources.

Coming soon

Questions people ask

How much does it cost to become a card machine agent?

Startup costs are typically around £100 to £500, depending on your materials, travel and any tools you need. These are estimates. Read the partner agreement carefully so you understand commission terms before you commit.

How much can a card machine reseller earn?

Monthly revenue is typically estimated at around £500 to £2,500, depending on how many businesses you sign up. Ongoing income depends on each merchant staying with the provider, so it can be uneven.

What rules should I check before reselling card machines?

Check the partner agreement, including commission clawbacks, exclusivity and customer ownership. Check with the provider and the FCA whether your role needs authorisation or registration, and check data protection duties, including the ICO fee. Be clear and honest about fees.

Other ways to run this business

Similar tech services ideas

Photo: AhmadArdity on Pixabay

More ideas →