Local card terminal reseller and installer

Visit local shops, cafes and market traders to supply, set up and support card machines.

Startup cost£200 to £1k
Monthly revenue£600 to £3k
Time needed10+ h/week
First incomeWeeks
  • £200-1k
  • Side hustle
  • Out and about

Estimates for a small start in the UK, not guarantees.

Official data

6,604 UK companies in this field, 37% registered in the last 2 years

SIC 46520 “Wholesale of electronic and telecommunications equipment and parts”. Source: Companies House, November 2026.

What it is

You act as a local reseller or agent for one or more payment providers. You visit small businesses, compare their current card fees, recommend a terminal, and help them set it up and learn to use it.

Your first three steps

  1. Compare reseller and agent programmes from several payment providers and ask for their commission terms in writing
  2. Learn the basics of card fees, contracts and common terminal types so you can explain them clearly
  3. Pick a patch such as one high street or market, and visit ten businesses to offer a free fee comparison
Who pays

Independent shops, cafes, salons, takeaways, market traders and mobile businesses that need a card machine or want cheaper processing.

How it makes money

Mostly commission or a share of the processing fees from the provider, which can continue while the customer stays. Some resellers also add a fee for setup, training or hardware.

Skills that help
  • Friendly, honest selling
  • Explaining fees in plain English
  • Comfortable with simple tech and troubleshooting
  • Following up and keeping customers happy
Watch out for
  • Check with the FCA and your chosen provider whether your role needs any registration or authorisation, as rules differ for introducers and agents
  • Check how and when commission is paid, and what happens if a customer cancels early
  • Be clear about contract lengths and fees so customers are not misled
  • Check data protection duties if you handle customer details, and public liability or professional indemnity insurance
  • Income depends on the provider, so avoid relying on only one

Deep research report · UK

Everything you need to start: local card terminal reseller and installer

Researched with live web search for United Kingdom: real startup prices, the licences and rules, what others charge, a break-even example, how to find your first customers and a 30-day launch plan. With sources.

  • Startup costs with real prices
  • Licences, registration and rules
  • Pricing: what others charge
  • Break-even example
  • Finding your first customers
  • 30-day launch plan
  • Risks and how to reduce them
Ready in about 2 minutes · one-off payment, tax included

See a full sample report

Questions people ask

How much does it cost to become a card machine reseller?

Estimates suggest startup costs are typically around £200 to £1,000, depending on the demo equipment, travel and marketing materials you use to visit shops, cafes and market traders.

Do I need FCA authorisation to resell card terminals?

Check with the FCA and your chosen provider whether your role needs any registration or authorisation, as rules differ for introducers and agents. Also check data protection duties and insurance, and be clear about contract lengths and fees.

How much revenue can a card terminal agent make?

Estimates suggest monthly revenue of typically around £600 to £3,000, depending on the provider and how many customers you sign. Check how and when commission is paid. The estimates assume at least around 10 hours a week.

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