Home service business ideas you can start for up to $20,000

63 ideas

Home service businesses earn money by solving practical problems for homeowners, and many can be started with a vehicle, tools and a modest budget. This page lists 63 ideas with startup costs up to $20,000.

Swipe through these ideas β†’

1k to 5kOver 20kFrom homeOut and aboutOwn premises
Worker mowing and edging a neatly maintained green lawn in a garden.

Residential lawn mowing route

Mow, edge and tidy lawns for homeowners on a weekly or biweekly route in your neighborhood.

  • $2k-10k
  • Side hustle
  • Out and about
117,969 US businesses with employees in this field, +0.7% in a year
Workers installing a striped awning above a cafΓ© front on a sunny street.

Awning reseller and installer

Sell and fit retractable and fixed awnings for patios and decks, ordering from a manufacturer.

  • $1.5k-7k
  • Side hustle
  • Out and about
6,489 US businesses with employees in this field, +3.4% in a year
Large rolls of carpet stacked on pallets inside a wholesale warehouse.

Home-based carpet supplier to flooring shops

Sell carpet and pad to local flooring stores and installers, shipped straight from mills and distributors to their door.

  • $1.5k-8k
  • Side hustle
  • From home
6,585 US businesses with employees in this field, -2.7% in a year
Cobbler fixing a shoe sole at a small workshop counter.

Home workshop shoe and boot repair

Repair shoes and boots from a garage workshop, taking orders by drop-off, local pickup or mail.

  • $3k-12k
  • Side hustle
  • From home
698 US businesses with employees in this field, -3.1% in a year
Stacked wood and laminate flooring planks displayed in a supplier showroom.

Online flooring seller with drop-ship

Sell wood and laminate flooring online to homeowners and installers, shipped straight from the manufacturer or distributor.

  • $2k-10k
  • Side hustle
  • Online
9,723 US businesses with employees in this field, -1.6% in a year
A technician installing an intruder alarm sensor on a house wall.

Mobile alarm installer and dealer

Sell and install home and small business alarm systems at customers' properties, working from a van and a home office.

  • $2k-10k
  • Part-time
  • Out and about
7,151 US businesses with employees in this field, +1.6% in a year
Installer fitting a garden sprinkler system pipe in a lawn.

Residential sprinkler system installer

Design and install lawn and garden sprinkler systems for homeowners and new builds.

  • $4k-20k
  • Part-time
  • Out and about
117,969 US businesses with employees in this field, +0.7% in a year

Sprinkler repair and seasonal service

Fix leaks and broken heads, then service systems each spring and fall for repeat clients.

  • $1.5k-8k
  • Side hustle
  • Out and about
117,969 US businesses with employees in this field, +0.7% in a year
Workers loading rubble and rubbish into a skip at a cleared building site.

Junk and debris hauling with a truck

Load up and haul away unwanted items and household debris for homeowners, landlords and small businesses.

  • $1.5k-12k
  • Side hustle
  • Out and about
1,571 US businesses with employees in this field, +7.8% in a year

Construction site and renovation debris cleanup

Clear rubble, offcuts and demolition waste for contractors and remodelers on a regular basis.

  • $3k-15k
  • Part-time
  • Out and about
1,571 US businesses with employees in this field, +7.8% in a year
Mechanic servicing a petrol lawn mower on a workbench in a repair shop.

Mobile lawn mower repair and tune-ups

Fix and service mowers and garden tools at customers' homes or landscaping yards.

  • $2.5k-10k
  • Side hustle
  • Out and about
1,670 US businesses with employees in this field, -2.0% in a year
Gardener pruning a border in a well-kept residential garden.

Recurring yard and garden maintenance

Mow, weed, prune and tidy yards for homeowners on a weekly or bi-weekly schedule.

  • $1.5k-8k
  • Side hustle
  • Out and about
117,969 US businesses with employees in this field, +0.7% in a year
Man having leather shoes polished with cloth at a shoe shine stand.

Shoe shine stand in a busy spot

Run a shoe shine chair or stand in a barbershop, hotel, mall or business district where smartly dressed people pass.

  • $1.5k-6k
  • Part-time
  • Own premises
698 US businesses with employees in this field, -3.1% in a year
Workers fitting exterior cladding boards on the side of a house.

Siding repair and small-job specialist

Fix storm-damaged, rotted or loose siding and re-side small areas for local homeowners.

  • $2.5k-10k
  • Side hustle
  • Out and about
9,142 US businesses with employees in this field, -0.5% in a year
Designer reviewing a garden layout plan with planting sketches on a table outdoors.

Landscape designer with project management

Design the yard, then hire and oversee local crews to build it for a managed project fee.

  • $2k-10k
  • Part-time
  • Out and about
5,176 US businesses with employees in this field, -0.8% in a year
Locksmith fitting a new lock to a front door at a house.

Mobile emergency locksmith

Drive to homes, businesses and cars to open lockouts and replace locks, day or night.

  • $5k-20k
  • Part-time
  • Out and about
3,961 US businesses with employees in this field, -0.8% in a year

Evening and weekend lockout and rekey locksmith

Handle home lockouts and rekeying outside your day job, working from your car with a compact tool kit.

  • $1.5k-6k
  • Side hustle
  • Out and about
3,961 US businesses with employees in this field, -0.8% in a year
A tradesperson fitting kitchen wall units and worktops in a home renovation.

Kitchen cabinet and countertop installer

Install new kitchen cabinets, countertops and appliances for homeowners, working as a solo or two-person crew.

  • $3k-12k
  • Part-time
  • Out and about
135,337 US businesses with employees in this field, +1.5% in a year
Tradesperson laying ceramic floor tiles with a spirit level and trowel.

Solo tile installer for home remodels

Tile bathroom floors, shower walls and kitchen backsplashes for homeowners in your area.

  • $2.5k-10k
  • Part-time
  • Out and about
10,685 US businesses with employees in this field, -0.2% in a year
Technician installing lights along a garden path at dusk beside a house.

Residential landscape lighting designer

Design and install low-voltage outdoor lighting for homeowners' yards, paths, patios and house exteriors.

  • $2.5k-12k
  • Part-time
  • Out and about
83,342 US businesses with employees in this field, +1.8% in a year
Large pile of bark chippings and mulch stacked at a garden supplier.

Bulk mulch and bark delivery

Buy bulk mulch and bark from local producers and deliver it by truck or trailer to homeowners and landscapers.

  • $3k-15k
  • Side hustle
  • Out and about
9,322 US businesses with employees in this field, +3.1% in a year

Delivered tool rental from your garage

Rent out pressure washers, tile saws and other DIY tools from home, with delivery and pickup.

  • $4k-20k
  • Side hustle
  • From home
10,248 US businesses with employees in this field, +6.8% in a year

Water softener sales and installation

Sell, install and service water softeners for homes on hard water in your area.

  • $3k-15k
  • Part-time
  • Out and about
6,410 US businesses with employees in this field, -5.0% in a year

Water softener servicing and salt delivery

Keep existing softeners running with repairs, tune-ups and regular salt delivery.

  • $1.5k-6k
  • Side hustle
  • Out and about
6,410 US businesses with employees in this field, -5.0% in a year

About these ideas

Some are hands-on trades, such as a mobile appliance repair technician or a mobile emergency locksmith. Others lean on inspection skills, like a home inspection business for home buyers, or on equipment, like lawn equipment rental from your garage. These ideas suit people who are comfortable working in customers' homes, can handle a varied schedule and want to build a local reputation. Before choosing, think about which skills you already have, what training or certification the work may require, and whether your area has steady demand. Check licensing and insurance rules for your state and city early, since they differ widely.

More ideas

Questions

Do I need a license to start a home service business in the US?

It depends on the trade and where you work. Electrical, plumbing, locksmith and home inspection work are often regulated at the state or local level. Check with your state licensing board and city or county office before taking paid jobs.

What insurance should I look into before taking on home service work?

Many home service owners look at general liability coverage, commercial auto insurance if they use a work vehicle, and workers' compensation if they hire help. Ask an insurance agent what your trade and state may require, and what customers or suppliers expect.

How can I keep startup costs under $20,000 in home services?

Compare what you must buy new against what you can buy used, rent or subcontract. Price tools, a vehicle, insurance, licensing, training and basic marketing together. Starting with one narrow service can keep spending down while you learn what local customers want.