Automotive business ideas with start-up costs over £20,000

100 ideas

These 101 automotive ideas suit people who have savings, a loan or investor backing and want to build something with premises, equipment or stock. Examples include a motorcycle shop with sales and servicing, a small collision repair workshop and secure car storage in a rented yard or unit.

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1k to 5k5k to 20kFrom homeOut and aboutOwn premisesOnline
Used cars lined up at a port terminal ready for overseas shipping.

Used car exporter, part-time

Buy a few used cars at UK auctions and sell them to overseas buyers you find online.

  • £6k-30k
  • Side hustle
  • Online
35,866 UK companies in this field, 36% registered in the last 2 years

Vehicle export business with a small yard

Buy, prepare and ship used vehicles in volume from a rented yard to regular overseas dealers.

  • £20k-80k
  • Full-time
  • Own premises
35,866 UK companies in this field, 36% registered in the last 2 years
Technician applying printed vinyl graphics to the side of a van.

Vehicle wrapping workshop

Run a rented unit where you wrap cars and vans in colour film and printed graphics, with room to take on staff.

  • £8k-35k
  • Full-time
  • Own premises
16,319 UK companies in this field, 31% registered in the last 2 years
Written-off damaged cars parked in rows at an outdoor salvage yard.

Buy, repair and resell salvage vehicles

Buy damaged cars from salvage auctions, fix them and sell them on to trade or private buyers.

  • £10k-40k
  • Part-time
  • Own premises
221 UK companies in this field, 31% registered in the last 2 years
Mechanic repairing a motorcycle engine in a small workshop.

Motorcycle workshop in a small unit

Rent a small unit and service, repair and MOT-prepare bikes for riders in your area.

  • £8k-35k
  • Full-time
  • Own premises
3,631 UK companies in this field, 28% registered in the last 2 years
Row of used electric cars parked on a dealership forecourt with a salesperson nearby.

Home-based used electric car dealer

Buy a few good used electric cars at a time and sell them online to private buyers from home.

  • £20k-60k
  • Part-time
  • From home
35,866 UK companies in this field, 36% registered in the last 2 years

Used electric car forecourt with servicing

Run a small forecourt selling used electric cars, with basic servicing and charger advice for customers.

  • £70k-250k
  • Full-time
  • Own premises
35,866 UK companies in this field, 36% registered in the last 2 years
Staff showing an electric scooter to a customer in a bright dealership showroom.

Electric scooter showroom with servicing

Sell road-legal electric scooters and mopeds from a small unit, with accessories and basic servicing.

  • £12k-60k
  • Full-time
  • Own premises
3,631 UK companies in this field, 28% registered in the last 2 years
Stripped vehicles and car parts stacked in a dismantling yard for recycling.

Small car breaker's yard

Buy end-of-life cars, strip them for parts and sell parts to garages, trade buyers and the public, with the scrap going to a recycler.

  • £25k-100k
  • Full-time
  • Own premises
221 UK companies in this field, 31% registered in the last 2 years
Car alternator and starter motor parts displayed on a shelf.

Alternator and starter reconditioning workshop

Rebuild and test alternators and starter motors in a small unit and supply them to garages and repairers.

  • £15k-50k
  • Full-time
  • Own premises
6,399 UK companies in this field, 31% registered in the last 2 years
A mechanic servicing an outboard boat motor in a workshop beside the water.

Outboard engine shop and workshop

Run a small unit near the water selling outboards and parts and servicing engines for local boat owners and anglers.

  • £12k-60k
  • Full-time
  • Own premises
6,514 UK companies in this field, 30% registered in the last 2 years
Secure lockup garages with a classic car stored inside.

Secure car storage in a rented yard or unit

Rent a secure yard or lock-up space and let car owners store vehicles by the month.

  • £10k-40k
  • Part-time
  • Own premises
8,700 UK companies in this field, 31% registered in the last 2 years
New motorcycles lined up on the floor of a dealership showroom.

Motorcycle shop with sales and servicing

Open a small showroom and workshop selling used bikes, with servicing, parts and accessories alongside.

  • £20k-100k
  • Full-time
  • Own premises
3,631 UK companies in this field, 28% registered in the last 2 years

Independent MOT test centre

Run an approved MOT station in rented premises, testing cars and vans for local drivers.

  • £40k-120k
  • Full-time
  • Own premises
8,155 UK companies in this field, 27% registered in the last 2 years

Add an MOT bay to your garage

Already run or share a garage? Get approved for MOT testing to bring in regular customers.

  • £15k-60k
  • Part-time
  • Own premises
8,155 UK companies in this field, 27% registered in the last 2 years

Breakdown and vehicle recovery truck

Run one recovery truck moving broken-down and accident-damaged cars for motorists, garages and insurers.

  • £12k-50k
  • Part-time
  • Out and about
4,001 UK companies in this field, 35% registered in the last 2 years

Moped and scooter shop with servicing

Sell new and used mopeds and scooters from a small unit, with servicing and accessories alongside.

  • £15k-60k
  • Full-time
  • Own premises
3,631 UK companies in this field, 28% registered in the last 2 years

Used lorry and van dealership with a small yard

Buy, prepare and sell used lorries and vans from a rented yard that buyers can visit and inspect.

  • £15k-75k
  • Full-time
  • Own premises
6,514 UK companies in this field, 30% registered in the last 2 years

Used motorcycle shop with a workshop

Buy, prepare and sell used bikes from a small unit, with servicing and gear for local riders.

  • £10k-50k
  • Full-time
  • Own premises
3,631 UK companies in this field, 28% registered in the last 2 years

Scooter shop with servicing

Run a small unit selling new and used scooters, accessories and servicing to local riders.

  • £15k-60k
  • Full-time
  • Own premises
3,631 UK companies in this field, 28% registered in the last 2 years

Used motorcycle and scooter showroom

Run a small unit selling prepared used bikes and scooters to local riders, with online listings.

  • £20k-80k
  • Full-time
  • Own premises
3,631 UK companies in this field, 28% registered in the last 2 years

Small MOT test station

Run an approved MOT testing bay, on its own or alongside a small garage, for local drivers.

  • £25k-100k
  • Full-time
  • Own premises
8,155 UK companies in this field, 27% registered in the last 2 years

Used lorry dealer with a small yard

Buy, prepare and sell used trucks from your own yard to hauliers and owner-drivers.

  • £30k-150k
  • Full-time
  • Own premises
6,514 UK companies in this field, 30% registered in the last 2 years

Small used car and van forecourt

Run a small forecourt selling used cars and vans, with trade-ins and finance options.

  • £25k-120k
  • Full-time
  • Own premises
35,866 UK companies in this field, 36% registered in the last 2 years

About these ideas

Higher budgets usually go on tools, lifts, diagnostic kit, deposits and stock, so work out which of those your chosen idea really needs. Before committing, think about your technical experience or who you could hire, how much rent and business rates the site might add, and whether you can cover running costs while customers build up. Check planning, insurance, environmental and any trade-specific requirements for the work you plan to do. Compare ideas by how quickly you could realistically earn back your outlay.

More ideas

Questions

What does a start-up budget over £20,000 usually cover in automotive?

It often covers things like premises deposits, ramps or lifts, specialist tools, diagnostic equipment, initial stock, insurance and branding. Get several quotes for your chosen idea and keep a cash reserve for the first few months of running costs.

Do I need qualifications to start an automotive business?

It depends on the work. Some jobs, such as vehicle testing or repair, may expect specific training, approvals or experience. Check with the relevant bodies, your insurer and your local council before you buy equipment or sign a lease.

Should I rent premises or start from a smaller setup first?

Renting gives you space and credibility but adds fixed costs, so check lease length, business rates, planning use and insurance. If your idea can begin mobile or in a small unit, that may reduce risk while you test demand.