Trades business ideas with startup costs over £20,000

120 ideas

These 120 trades ideas suit people who already have hands-on skills, or can hire them, and who have savings, a loan or investor backing to fund serious kit. Higher budgets usually go on vehicles, plant, workshop or yard space and stock.

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1k to 5k5k to 20kFrom homeOut and aboutOwn premisesOnline
A welder in a helmet and gloves joining steel with bright sparks flying.

Welding and fabrication workshop

Rent a small unit to make and repair metalwork for local trade customers, from gates to custom brackets.

  • £6k-30k
  • Full-time
  • Own premises
1,709 UK companies in this field, 26% registered in the last 2 years
A worker installing a wooden garden fence panel between posts.

Farm and commercial fencing team

Put up stock fencing, post and rail and security fencing for farms, estates and business sites.

  • £8k-35k
  • Full-time
  • Out and about
37,269 UK companies in this field, 29% registered in the last 2 years
A technician repairing a wheelchair wheel on a workbench in a workshop.

Wheelchair repair and servicing workshop

Run a small unit where wheelchairs and mobility aids are repaired, serviced and refurbished for users and care providers.

  • £5k-25k
  • Full-time
  • Own premises
1,521 UK companies in this field, 39% registered in the last 2 years
A mason carving lettering into a granite headstone in a workshop.

Memorial mason with a small workshop

Design, letter and fit headstones and memorials for local families, funeral directors and cemeteries.

  • £12k-60k
  • Full-time
  • Own premises
1,275 UK companies in this field, 27% registered in the last 2 years
Blacksmith hammering heated iron on an anvil in a forge.

Blacksmith workshop for gates and ironwork

Rent a small unit and make gates, railings, balustrades and repairs to order for homes, builders and businesses.

  • £8k-35k
  • Full-time
  • Own premises
8,779 UK companies in this field, 13% registered in the last 2 years
A building contractor supervising workers on a house renovation site.

Small domestic building firm

Build extensions, conversions and refurbishments with a small crew of your own, plus specialists when needed.

  • £5k-25k
  • Full-time
  • Out and about
92,967 UK companies in this field, 30% registered in the last 2 years
Technician repairing a violin at a workbench in a repair shop.

Instrument repair shop with a counter

Run a small repair shop where players drop in, and take on school and music shop work too.

  • £5k-25k
  • Full-time
  • Own premises
1,521 UK companies in this field, 39% registered in the last 2 years
Arborist in a harness pruning branches from a tall tree.

Tree surgery crew for homes and gardens

Fell, prune and clear trees for homeowners with a small crew, a van and a chipper.

  • £10k-45k
  • Full-time
  • Out and about
23,217 UK companies in this field, 29% registered in the last 2 years
Tradesperson laying flooring planks across a room in a renovated home.

Flooring shop with fitting service

Run a small flooring shop or showroom, supply materials and fit them with your own team.

  • £10k-50k
  • Full-time
  • Own premises
11,547 UK companies in this field, 25% registered in the last 2 years
Workers assembling a timber log home frame on a building site.

Bespoke log cabin and log home builder

Design and build custom log cabins and log homes from timber in your own workshop, then assemble them on site.

  • £20k-80k
  • Full-time
  • Own premises
92,967 UK companies in this field, 30% registered in the last 2 years
Diver in helmet inspecting a submerged structure underwater.

Inshore commercial diving team

Inspect, clear and repair underwater structures for councils, harbours and businesses with a small, qualified dive team.

  • £12k-50k
  • Full-time
  • Out and about
38,095 UK companies in this field, 28% registered in the last 2 years

Hull cleaning and boat diving services

Clean hulls and propellers, clear fouled lines and check moorings for boat owners and marinas, working from a van.

  • £8k-30k
  • Part-time
  • Out and about
38,095 UK companies in this field, 28% registered in the last 2 years
Workers installing steel structural frames and railings on a building site.

Small metal fabrication workshop

Rent a small unit to make and install bespoke gates, railings, frames and steel supports for builders and owners.

  • £10k-50k
  • Full-time
  • Own premises
4,906 UK companies in this field, 17% registered in the last 2 years
Shelves of paint tins and varnish cans in a trade supply warehouse.

Small trade counter for paints and finishes

Run a local trade counter in a small unit, stocking paints and finishes for decorators and joiners.

  • £15k-70k
  • Full-time
  • Own premises
2,599 UK companies in this field, 25% registered in the last 2 years
Workers in hard hats assembling metal scaffolding poles against a building facade.

Domestic scaffolding firm

Put up and take down scaffolding for homeowners, roofers and local builders with your own kit and a small crew.

  • £12k-40k
  • Full-time
  • Out and about
6,606 UK companies in this field, 28% registered in the last 2 years
Electrician installing wiring in a fuse box inside a home.

Small electrical contractor for builders and shops

Lead a small team doing wiring and lighting installs for builders, developers and commercial premises.

  • £8k-30k
  • Full-time
  • Out and about
56,313 UK companies in this field, 24% registered in the last 2 years
A newly built custom home under construction with builders on site.

Small custom home building firm

Build one-off homes for self-builders to their own plans, managing the groundworkers, bricklayers and other trades.

  • £40k-150k
  • Full-time
  • Out and about
92,967 UK companies in this field, 30% registered in the last 2 years
Electrician mounting a wall-mounted electric vehicle charging point on a house driveway.

Workplace and fleet EV charging contractor

Install and maintain charge points for businesses, car parks and small fleets.

  • £15k-60k
  • Full-time
  • Out and about
56,313 UK companies in this field, 24% registered in the last 2 years
Installer fixing a new window into a home's exterior wall opening.

Local window and door supply and fit business

Quote, supply and fit new windows and doors for homeowners and landlords in your area under your own name.

  • £5k-25k
  • Full-time
  • Out and about
22,443 UK companies in this field, 24% registered in the last 2 years
Roofers laying tiles on a house roof during a repair and installation job.

Small roofing crew for re-roofs and new roofs

Lead a small crew fitting new roofs, extensions and re-roofs for homeowners and builders.

  • £8k-35k
  • Full-time
  • Out and about
17,463 UK companies in this field, 36% registered in the last 2 years
Jeweller working on a gold ring at a bench with magnifying lamp and small tools.

Goldsmith studio with bespoke commissions

Run a small workshop making bespoke rings and fine jewellery, plus repairs and resizing for walk-in customers.

  • £8k-30k
  • Full-time
  • Own premises
3,801 UK companies in this field, 32% registered in the last 2 years
Excavator levelling earth on a building site with a worker nearby.

Small groundworks for homes and extensions

Dig footings, drives, patios bases and drainage trenches for homeowners and small builders using a mini digger.

  • £8k-30k
  • Part-time
  • Out and about
5,189 UK companies in this field, 23% registered in the last 2 years

Groundworks subcontractor for builders

Run a small gang that does foundations, drainage and site levelling as a subcontractor on new-build and development sites.

  • £25k-100k
  • Full-time
  • Out and about
5,189 UK companies in this field, 23% registered in the last 2 years

Lighting trade counter and warehouse

Stock a unit with popular lighting ranges and sell to local electricians, builders and shops, with delivery or counter collection.

  • £15k-60k
  • Full-time
  • Own premises
3,382 UK companies in this field, 34% registered in the last 2 years

About these ideas

That might mean a tree work and climbing contractor, a domestic and farm borehole drilling business or an aluminium fabrication workshop. Others, such as a flooring shop with fitting service, combine a trade with retail premises. Before choosing, work out which qualifications, insurance and permits the trade may require, and how many paid jobs you need each month to cover finance and overheads. Look at whether you would buy new or used equipment, and whether you could test demand with a smaller setup first.

More ideas

Questions

Why do some trades businesses cost over £20,000 to start?

Costs often come from specialist vehicles, machinery, tools, workshop or yard rent, stock and insurance. Get written quotes for everything you need, and check whether leasing, used equipment or phased purchases could spread the outlay.

What should I check before starting a higher-cost trade in the UK?

Check which qualifications, registrations, licences or permits your trade may need, such as gas, electrical or waste carrier requirements. Also confirm insurance cover, health and safety obligations and whether customers or schemes expect particular accreditations.

How can I reduce the risk of a large startup spend?

Test demand before committing: talk to likely customers, ask local firms about subcontract work and build a cash flow forecast. Consider leasing equipment, starting with a smaller range of services, and speak to an accountant about funding options.