Business Ideas You Can Start for Up to C$5,000 in Canada

822 ideas

This page lists 822 business ideas with estimated startup costs of up to C$5,000. They suit people who want to begin with modest savings and avoid large loans, whether you are leaving a job, working around family, or testing a side project.

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Club volleyball team training together on an indoor court.

Drop-in volleyball club in a rented gym

Rent a school or community gym by the hour and run weekly drop-in volleyball nights for adults.

  • C$500-3k
  • Side hustle
  • Own premises
Designer arranging brochure pages and text on a computer screen.

Freelance desktop publisher

Lay out brochures, reports and booklets from home for local businesses and organizations.

  • C$500-3k
  • Side hustle
  • From home
Designer arranging brochure pages and text on a computer screen.

Book and ebook formatting service

Format manuscripts into print-ready books and ebooks for self-publishing authors.

  • C$400-2k
  • Side hustle
  • Online
Group of people following an energetic dance fitness class in a studio.

Aero dance classes in a rented hall

Run upbeat dance fitness classes in a community hall or studio, paid per class or by monthly pass.

  • C$500-2.5k
  • Side hustle
  • Out and about
Group of people following an energetic dance fitness class in a studio.

Online aero dance classes

Teach live dance fitness classes over video from home, with a monthly membership for regulars.

  • C$300-1.5k
  • Side hustle
  • Online
Accountant reviewing tax forms and using a calculator at a desk.

Home-based personal tax return service

Prepare personal and self-employed tax returns for neighbours and local workers from a home office, busiest from February to April.

  • C$500-3k
  • Side hustle
  • From home
Accountant reviewing tax forms and using a calculator at a desk.

Online bookkeeping for small businesses

Keep the books, payroll and GST/HST filings for small businesses on a monthly fee, working remotely from anywhere in Canada.

  • C$1k-4k
  • Side hustle
  • Online
Notary stamping and signing a legal document on a desk at an office.

Mobile notary who comes to you

Witness signatures and certify documents at clients' homes, workplaces or care homes, evenings and weekends included.

  • C$600-3k
  • Side hustle
  • Out and about
Designer creating a large floral arrangement for a wedding table setting.

Home-based wedding and event florist

Design bouquets, centrepieces and arrangements for weddings and events from a studio space at home.

  • C$1k-5k
  • Side hustle
  • From home
Exchange student smiling with a host family at home.

Local homestay coordinator for exchange programmes

Recruit, vet and support host families in your town for schools and exchange programmes.

  • C$500-3k
  • Side hustle
  • Out and about
Incense sticks smoking in a shop display of wooden boxes.

Online incense and accessories shop

Source quality incense and burners, then sell them to customers across Canada through your own website or a marketplace.

  • C$1k-5k
  • Side hustle
  • Online
Baker serving fresh bread and pastries behind a bakery shop counter.

Home bakery for custom orders and markets

Bake bread, cakes and pastries from a home kitchen and sell by pre-order, pickup and local markets.

  • C$500-4k
  • Side hustle
  • From home
A group doing pilates on mats in a bright studio.

Pilates mat classes in rented space

Teach small mat pilates classes in a rented hall or studio room and build a loyal group of regulars.

  • C$1k-5k
  • Side hustle
  • Out and about
A group doing pilates on mats in a bright studio.

Online pilates classes and membership

Teach live pilates classes over video from home and offer a monthly membership to clients anywhere.

  • C$300-2k
  • Side hustle
  • Online
Students in uniforms practising martial arts moves in a training hall with an instructor.

Martial arts classes in a rented hall

Teach kids and adults a martial art you know well, in a rented community hall or school gym.

  • C$800-4k
  • Side hustle
  • Out and about
Sheet music scores and licensing paperwork spread across a desk.

Indie publisher for local songwriters

Manage songwriters' copyrights, register their songs and collect royalties, working from home.

  • C$500-3k
  • Side hustle
  • From home
Sheet music scores and licensing paperwork spread across a desk.

Sync licensing catalogue for film, TV and ads

Build a catalogue of cleared songs and license them to producers, ad agencies and content creators online.

  • C$800-4k
  • Side hustle
  • Online
Advisor with clipboard checking insulation and thermal readings in a building.

Small business energy savings advisor

Review shops, restaurants and offices for energy waste and recommend practical ways to cut their bills.

  • C$500-4k
  • Side hustle
  • Out and about
A consultant coaching a client before a television interview in a studio.

Freelance media and PR consultant

Help small businesses and local groups get press coverage and prepare for interviews, working from your home office.

  • C$300-2k
  • Side hustle
  • From home
A consultant coaching a client before a television interview in a studio.

Media training and interview coach

Coach business owners, experts and spokespeople to speak confidently on radio, TV, podcasts and in print interviews.

  • C$500-3k
  • Side hustle
  • Out and about
Designer reviewing a garden layout plan with planting sketches on a table outdoors.

Home-based residential landscape designer

Create garden plans, planting layouts and patio designs for homeowners from your home office, with site visits as needed.

  • C$500-3k
  • Side hustle
  • From home
A consultant reviewing building plans and documents with a construction site behind.

Renovation and building advisor for homeowners

Help homeowners plan renovations, check quotes and understand permits before they hire a contractor.

  • C$500-3.5k
  • Side hustle
  • From home
Tour guide leading a group of tourists past famous landmarks.

Local walking tour guide

Lead small walking tours of your town's history, food or hidden corners for visitors.

  • C$500-3k
  • Side hustle
  • Out and about
Florist arranging colourful cut flowers into a bouquet at a shop counter.

Home-based florist for gifts and small events

Design bouquets and arrangements at home and sell them by order, with local delivery or pickup.

  • C$500-3k
  • Side hustle
  • From home

About these ideas

Some ideas are skills-based, such as online bookkeeping for small businesses or a home decorating consultant, where your main costs are software, insurance and marketing. Others, like outdoor group fitness classes, need equipment, space or certifications. Before you choose, check what you already have: relevant experience, a laptop, a vehicle or local contacts can stretch your budget further. Then look at ongoing costs, any licences or insurance your province or municipality may require, and how quickly you could win your first paying customer.

More ideas

Questions

What costs should I include in a C$5,000 startup budget?

Look beyond equipment and stock. Check costs for business registration, insurance, software, a basic website, marketing, any required training or certification, and a cushion for the first few months when income may be uneven.

Do I need to register my business in Canada?

Requirements vary by province and business structure. Check whether you need to register a business name, whether a sole proprietorship or incorporation suits you, and whether you must collect GST/HST. The Canada Revenue Agency and your provincial registry are good starting points.

Can I start a business under C$5,000 while keeping my job?

Many people do, especially with online or service-based ideas. Check your employment contract for conflict-of-interest or non-compete clauses, plan realistic hours around your schedule, and consider how you will track income for tax purposes.